I am looking forward to writing and sharing this series! As we begin the second half of 2014, there is no better time to reevaluate and be more intentional with our finances!
DAY 1 is all about the attitude! Your attitude can certainly make or break your financial success. If you don’t want to be intentional about your finances then you are probably going to end up frustrated and discouraged! Your “why” (which we will discuss on Day 2) should be your number one motivator to be intentional about your finances.
5 Ways to Foster a Positive Attitude When Dealing With Your Finances
1. Always remember that everyone’s circumstances are different, EVERYONES!!! It would be easy for me to be envious of the people that already have their mortgage paid off and they are completely debt-free! However, I use that to motivate me to keep working hard! They may have started their journey to becoming debt-free, WAY before me. They may make more money than me, therefore allowing them to pay down their debt faster.
2. Do what is best for you and your family! Don’t get discouraged because one group tells you to do one thing and another tells you the complete opposite. I love hearing the views of other people regarding ANY decision. I use the information given to me to help me make the best decision for our circumstances!
3. Don’t beat yourself up over past money mistakes (live and learn)- We would definitely be in a different financial place right now, if we never went into debt to begin with. I don’t regret any of those choices. Our past financial choices helped shape the way we view our finances today!
4. Every little bit counts- As you watch/read about someone else who was able to make a hefty payment towards their debt, it is easy to wish that you could make that same payment. If you are paying off debt and only have $50 to throw towards the debt, that is $50 closer you are to tackling that debt…it ALL adds up!!!
5. Ignore the critics- Although we don’t hear criticism as often as we used to (our critics must have given up realizing that we weren’t going to change to fit their views on how we should live our financial life ) we are still judged as to what others think we should spend OUR money on. Again, only you (and your family) can decide on the spending that is important to you.
What are some ways that you keep a positive attitude when dealing with your finances?